Services & Solutions

• Traditional Reinsurance

  It’s
  all about Trust.

  We see ourselves as providers of a risk solutions that serve traditional reinsurance needs.Learn More

  Ceding your risk is trusting. Trusting that when, and if, you actually need the reinsurer to be by your side – that they will be there for you. Accepting ceded risk, on the other hand, is also trusting. Trusting that when the ceding company confronts challenges, its reinsurer would be the first to know. So, reinsurance is trust; trusting that all parties involved have similar objectives and nothing less.

  Value Added: The Unique Risk Ecosystem Solution

  Anyone can broker a reinsurance risk. That’s easy. What is not easy is the ability to collectively assess and evaluate the specific risks facing the insurer in the future; and, facilitating a unique solution that best prepares the insurer to face these risks.

  United Re SpA’s Unique Risk Ecosystem Solution (URES) is based on a few simple principles:

  Knowledge

  • Deep technical and actuarial understanding of risk, which is the basis for unique risk definition

  Planning

  • Preparing both treaty partners with clarity of focus to meet the challenges ahead

  Flexibility

  • Routinely gaging actual performance realities with pro-forma plans and modifying or augmenting plans of actions to reflect actual deviation from planned challenges.

  United Re is not just a reinsurance solution. Its value added to every step of the Value Chain.

• Structured Reinsurance for Solvency2

  Customized and structured Reinsurance Solutions together with Industry Experts. The gamut of our solutions include Lapse Risk transfer, Morbidity and Longevity solutions and optimization of capital through smart risk transfer structures.Learn More

  Insurance companies must routinely develop and deploy solutions that help them manage their capital positions. Reinsurance solutions, correctly deployed and structured, can provide an ideal solution as companies review their risk appetite and aim to achieve an optimal balance of risk within their business.
  Along with our Reinsurance partners, we assess the clients’ needs, structure bespoke solutions that can effectively meet the clients’ objectives; and then execute these deals in a timely manner.

  One of our key values is to structure the deals in a perfect reinsurance form, whilst meeting our clients and provides needs. Being a global firm, more often than not, we are brough in to create a bridge that routinely overcomes possible cross business cultural divides.
  We do that while not losing focus on our partners long history of successful solutions across multiple markets.
  

  Lapse Risk

  • Reduce your SCR by ceding Mass Lapse Risk under a dynamic structure designed to meet the specific needs at a very competitive cost of capital.

  Morbidity Risk

  • Bespoke solutions tailor made for the client. Multiproduct coverage, including inflation risk, Long Term Care, etc. One client, one solution.

  Longevity Risk

  • From Longevity Swaps to Long Term Stop Loss, reduce the SCR by transferring Longevity Risk.

  Other solutions have involved bespoke solutions which providing various forms of capital relief.
  Across life insurance, annuities, disability income and health insurance, both on individual and group products.

• Capital Optimization for Banks (Basel)

  Basel
  guidelines must be observed and sustained, as they do, in all our structured reinsurance solutions.Learn More

  

  Through the years, Basel guidelines and local regulations based on it, represented not only a challenge to the financial institutions, but also a continuing opportunity to deploy regulatory meeting structed solutions.
  The capital associated to cover and support Credit Risk and how to optimize such resource become critical to achieve higher Return on Capital.

  UnitedRe with the support of our Reinsurance Partners had developed proven solutions to reduce credit risk capital requirement while keeping the balance and profits of the portfolio in the bank books.

  • Fully compliant under Basel guidelines
  • Already deployed and proven globally
  • Reduce requirement by ceding credit risk under a bespoke solution
  • Tailor made to the specific of the client market and needs
  • Smooth underwriting process
  • Legal and regulatory support
  • Strong rated Reinsurance partners, allowing for Basel considerations

  Structuring credit risk transfer via Reinsurance is complex. Compliance under Basel guidelines is complex. Obtaining legal and regularity approval is complex.
  We focus and bring solutions to transform complexity into deal making to improve KPI to our clients.

Services & Solutions

Traditional Reinsurance

It’s
all about Trust.

We see ourselves as providers of a risk solutions that serve traditional reinsurance needs.Learn More

Ceding your risk is trusting. Trusting that when, and if, you actually need the reinsurer to be by your side – that they will be there for you. Accepting ceded risk, on the other hand, is also trusting. Trusting that when the ceding company confronts challenges, its reinsurer would be the first to know. So, reinsurance is trust; trusting that all parties involved have similar objectives and nothing less.

Value Added: The Unique Risk Ecosystem Solution

Anyone can broker a reinsurance risk. That’s easy. What is not easy is the ability to collectively assess and evaluate the specific risks facing the insurer in the future; and, facilitating a unique solution that best prepares the insurer to face these risks.

United Re SpA’s Unique Risk Ecosystem Solution (URES) is based on a few simple principles:

Knowledge

• Deep technical and actuarial understanding of risk, which is the basis for unique risk definition

Planning

• Preparing both treaty partners with clarity of focus to meet the challenges ahead

Flexibility

• Routinely gaging actual performance realities with pro-forma plans and modifying or augmenting plans of actions to reflect actual deviation from planned challenges.

United Re is not just a reinsurance solution. Its value added to every step of the Value Chain.

Services & Solutions

Structured Reinsurance for Solvency2

Customized and structured Reinsurance Solutions together with Industry Experts. The gamut of our solutions include Lapse Risk transfer, Morbidity and Longevity solutions and optimization of capital through smart risk transfer structures.Learn More

Insurance companies must routinely develop and deploy solutions that help them manage their capital positions. Reinsurance solutions, correctly deployed and structured, can provide an ideal solution as companies review their risk appetite and aim to achieve an optimal balance of risk within their business.
Along with our Reinsurance partners, we assess the clients’ needs, structure bespoke solutions that can effectively meet the clients’ objectives; and then execute these deals in a timely manner.

One of our key values is to structure the deals in a perfect reinsurance form, whilst meeting our clients and provides needs. Being a global firm, more often than not, we are brough in to create a bridge that routinely overcomes possible cross business cultural divides.
We do that while not losing focus on our partners long history of successful solutions across multiple markets.

Lapse Risk

• Reduce your SCR by ceding Mass Lapse Risk under a dynamic structure designed to meet the specific needs at a very competitive cost of capital.

Morbidity Risk

• Bespoke solutions tailor made for the client. Multiproduct coverage, including inflation risk, Long Term Care, etc. One client, one solution.

Longevity Risk

• From Longevity Swaps to Long Term Stop Loss, reduce the SCR by transferring Longevity Risk.

Other solutions have involved bespoke solutions which providing various forms of capital relief.
Across life insurance, annuities, disability income and health insurance, both on individual and group products.

Services & Solutions

Capital Optimization for Banks (Basel)

Basel
guidelines must be observed and sustained, as they do, in all our structured reinsurance solutions.Learn More

Through the years, Basel guidelines and local regulations based on it, represented not only a challenge to the financial institutions, but also a continuing opportunity to deploy regulatory meeting structed solutions.
The capital associated to cover and support Credit Risk and how to optimize such resource become critical to achieve higher Return on Capital.

UnitedRe with the support of our Reinsurance Partners had developed proven solutions to reduce credit risk capital requirement while keeping the balance and profits of the portfolio in the bank books.

• Fully compliant under Basel guidelines
• Already deployed and proven globally
• Reduce requirement by ceding credit risk under a bespoke solution
• Tailor made to the specific of the client market and needs
• Smooth underwriting process
• Legal and regulatory support
• Strong rated Reinsurance partners, allowing for Basel considerations

Structuring credit risk transfer via Reinsurance is complex. Compliance under Basel guidelines is complex. Obtaining legal and regularity approval is complex.
We focus and bring solutions to transform complexity into deal making to improve KPI to our clients.